Lake Norman Area Real Estate

…and everything else in between.

Having Trouble Paying Your Mortgage?

Posted by lcorrente on March 17, 2009

The Following information is provided by the North Carolina Housing Finance Agengy:

Did you know that North Carolina has a FREE resource that can help you stop forclosure. The N.C. Housing Finance Agency manages the Home Protection Program that could help you with a bridge loan that could help you if you’ve lost your job. You must be eligible for this program, but a phone call to find out if you are is always a great place to start. They can help you with the process including helping you apply for the program and possibly secure a stay-of- forclosure while your application is being reviewed.

The Agency also supports local counceling agencies that can help no matter the reason for forclosure. They can work with your mortgage company at no cost on a possible repayment plan or loan motification.

So take advantage of this great program. Below are the phone numbers for regional counseling agencies who provide assistance at NO COST to NC homeowners who might be facing forclosure:

NORTH CAROLINA COUNSELING AGENCIES  The following counseling agencies provide assistance at no cost to North Carolina homeowners who are facing foreclosure.

Eastern Region

Blue Spring-Hoke County Community Development Corp.    910-904-0312    Serves Hoke, Robeson, & Scotland Counties.

Choanoke Area Development Association    252-539-4155    Serves Bertie, Halifax, Hertford, Hyde, Northampton, Tyrell, & Washington Counties.

Cumberland Community Action Programs, Inc.,   and  Consumer Credit Counseling Services of Fayatteville    910-323-3192    Serves Beaufort, Bladen, Brunswick, Carteret, Chatham, Columbus, Craven, Cumberland, Duplin, Greene, Harnett, Hoke, Hyde, Johnston, Jones, Lee, Lenoir, Martin, Montgomery, Moore, New Hanover, Onslow, Pamlico, Pender, Pitt, Richmond, Robeson, Rockingham, Sampson, Scotland, Wayne & Wilson Counties. 

Kingdom Community Development Corporation    910-484-2722    Serves Bladen, Cumberland, Harnett, Hoke, Lee, Robeson & Sampson Counties.

Northeastern Community Development Corporation    252-338-5466    Serves Camden, Chowan, Currituck, Dare, Gates, Pasquotank & Perquimans Counties

River City Community Development Corporation    252-331-2925    Serves Camden, Chowan, Gates, Pasquotank & Perquimans Counties. 

Rocky Mount-Edgecombe Community Development Corporation    252-442-5178    Serves Edgecombe & Nash Counties

Twin Rivers Opportunities, Inc.    252-637-3599    Serves Carteret, Craven, Jones & Pamlico Counties.

Wilmington AME Zion Housing Development Corporation    910-815-3826    Serves Brunswick, Columbus, New Hanover & Pender Counties.

Wilson Community Improvement Association    252-243-4855    Serves Wilson County.


Central Region

Alliance Credit Counseling, Inc.     704-943-0391       Serves Anson, Cabarrus, Gaston, Mecklenburg & Union Counties.

Consumer Credit Counseling Services of Durham   919-688-3381     Serves Durham County.

Consumer Credit Counseling Services of Forsyth County     336-896-1191    Serves Alleghany, Ashe, Davie, Forsyth, Iredell, Stokes, Surry, & Yadkin Counties.

Consumer Credit Counseling Services of Gaston County    704-864-7704    Serves Cleveland, Gaston & Lincoln Counties.

Consumer Credit Counseling Services of Greater Greensboro    336-373-8882   Serves Alamance, Caswell, Davidson, Guilford, Randolph, Rockingham, & Rowan Counties.

Davidson Community Action, Inc.    336-249-0234    Serves Ashe, Davidson, Forsyth, Rowan, & Yadkin Counties.

Durham Affordable Housing Coalition    919-683-1185    Serves Durham County.

Durham Regional Community Development Group    919-688-3381    Serves Durham, Granville, & Orange Counties

Franklin-Vance-Warren Opportunity Inc    252-492-0161    Serves Franklin, Granville, Person, Vance & Warren Counties.

Housing Authority of the City of High Point    336-878-2300    Serves Guilford County

Monroe/Union County CDC    704-283-8804    Serves Union County

Prosperity Unlimited    704-933-7405    Serves Cabarrus, Iredell, Mecklenburg, Rowan & Stanly Counties.

Salisbury Community Development Corporation    704-638-2154    Serves Davidson, Iredell & Rowan Counties.

Sandhills Community Action Program, Inc.    910-947-5675    Serves Anson, Montgomery, Moore, Richmond & Scotland Counties.

Triangle Family Services    919-821-0790 / 800-283-6904    Serves Chatham, Durham, Johnston, Orange, & Wake Counties.

United Family Services    704-332-9034    Serves Cabarrus, Mecklenburg and Union Counties

Western Region

Cleveland County Community Development Center    704-480-7701    Serves Cleveland County.

Consumer Credit Counseling Services of the Carolina Foothills    828-286-7062    Serves Polk and Rutherford Counties.

Northwestern Regional Housing Authority    828-264-6683    Serves Alleghany, Ashe, Avery, Mitchell, Watauga, Wilkes, & Yancey Counties.

Olive Hill Community-Economic Development Corporation    828-439-8893    Serves Burke, Caldwell, Catawba, and McDowell Counties.

On Track Financial Education & Counseling Services    828-255-5166 / 800-737-5485    Serves Ashe, Avery, Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, McDowell, Mitchell, Polk, Swain, Transylvania, Watauga & Yancey Counties.

Western Piedmont Council of Governments    828-322-9191    Serves Alexander, Burke, Caldwell & Catawba Counties.

For more information visit their website at

Please contact me, Lisa Corrente, for more information at 704.773.9058 or email me at I look forward to hearing from you!


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